| Fair Housing Act |
| The Fair Housing ActMore... |
| Options to Purchase Real Estate |
| Briefly stated, an option refers to a party's right to purchase real estate within a specified period of time. More... |
| Private Mortgage Insurance |
| If you purchase a home and make a down payment of less than 20% of the purchase price, you may be required to purchase private mortgage insurance (PMI). In essence, PMI is a fee which provides compensation to the lender in the event the borrower defaults on the mortgage.More... |
| Predatory Lenders |
| Ella is 89 years old. She just received a notice in the mail that her mortgage loan is being foreclosed upon by the lender. Just a year ago, Ella obtained a home equity loan on the home. Ella owned the home outright, but was having trouble meeting her monthly living expenses. Also, Ella needed to make some costly home improvements. Ella recalls meeting a mortgage broker. The mortgage broker was a fast talker.More... |
| The Residential Lead-Based Paint Hazard Reduction Act |
| The Residential Lead-Based Paint Hazard Reduction Act is the federal law that addresses the health problems that have been associated with the use of lead-based paint in apartments and rental units. The Act and its enforcement regulations apply to rental properties that were built before 1978.More... |
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